La cultura financiera y su impacto en la morosidad en el BanEcuador de la cuidad de Babahoyo. 2021
| dc.contributor.advisor | Gil Espinoza, Darwin Jorge | |
| dc.contributor.author | Aranda Wong, María Hansena | |
| dc.date.accessioned | 2024-02-28T21:39:19Z | |
| dc.date.available | 2024-02-28T21:39:19Z | |
| dc.date.issued | 2023 | |
| dc.identifier.uri | http://dspace.utb.edu.ec/handle/49000/15647 | |
| dc.description | This thesis seeks to diagnose the relationship between financial culture and the impact of delinquency in BanEcuador in the city of Babahoyo 2021. For this, surveys were designed that allow the correlation between said study variables to be tangibly measured. In the development of the research, we worked with the variables: financial culture and delinquency in BanEcuador. The study has a qualitative approach of an explanatory, causal type since it seeks to find how the lack of financial education affects BanEcuador's delinquency. Non-experimental in design, since the variables are not subject to manipulation, scenarios that already exist are observed, which were not intentionally provoked to carry out the research. The research is transversal because its intention is to explain variables and analyze their incidence and interrelation in a certain period or period. Based on the study of this research, it was carried out that Financial Culture does not impact delinquency in BanEcuador in the city of Babahoyo. According to the results obtained, 36% of those surveyed totally disagree that financial culture serves as a positive factor to fulfill your financial duties. | es_ES |
| dc.description | This thesis seeks to diagnose the relationship between financial culture and the impact of delinquency in BanEcuador in the city of Babahoyo 2021. For this, surveys were designed that allow the correlation between said study variables to be tangibly measured. In the development of the research, we worked with the variables: financial culture and delinquency in BanEcuador. The study has a qualitative approach of an explanatory, causal type since it seeks to find how the lack of financial education affects BanEcuador's delinquency. Non-experimental in design, since the variables are not subject to manipulation, scenarios that already exist are observed, which were not intentionally provoked to carry out the research. The research is transversal because its intention is to explain variables and analyze their incidence and interrelation in a certain period or period. Based on the study of this research, it was carried out that Financial Culture does not impact delinquency in BanEcuador in the city of Babahoyo. According to the results obtained, 36% of those surveyed totally disagree that financial culture serves as a positive factor to fulfill your financial duties. | es_ES |
| dc.description.abstract | La presente tesis busca diagnosticar la relación existente entre la cultura financiera y el impacto de morosidad en el BanEcuador de la ciudad de Babahoyo 2021. Para esto se diseñaron encuestas que permiten medir de manera tangible la correlación entre dichas variables de estudio. En el desarrollo de la investigación se trabajó con las variables: cultura financiera y morosidad en el BanEcuador. El estudio es de enfoque cualitativa de tipo explicativa, causal ya que se trata de buscar como incide la falta de educación financiera en la morosidad del BanEcuador. De diseño no experimental, pues las variables no están sujetas a una manipulación, se observan escenarios que ya existen, las cuales no fueron provocadas intencionalmente para realizar la investigación. La investigación es transversal porque su intención es explicar variables y analizar su incidencia e interrelación en un determinado periodo o lapso. En base al estudio de esta investigación se llevó a cabo que la Cultura Financiera no impacta en la morosidad en el BanEcuador de la ciudad de Babahoyo, según los resultados obtenidos el 36% de los encuestados están en total desacuerdo que la cultura financiera sirve como un factor positivo para cumplir con sus deberes financiero. | es_ES |
| dc.format.extent | 82 p. | es_ES |
| dc.language.iso | es | es_ES |
| dc.publisher | BABAHOYO: UTB, 2023 | es_ES |
| dc.rights | Atribución-NoComercial-SinDerivadas 3.0 Ecuador | * |
| dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/ec/ | * |
| dc.subject | Cultura financiera | es_ES |
| dc.subject | Morosidad | es_ES |
| dc.subject | Crédito | es_ES |
| dc.subject | Cartera vencida | es_ES |
| dc.title | La cultura financiera y su impacto en la morosidad en el BanEcuador de la cuidad de Babahoyo. 2021 | es_ES |
| dc.type | masterThesis | es_ES |
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