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Cobro de los créditos a los socios de la Cooperativa San Antonio S.A. Ltda. sucursal Mata de Cacao
dc.contributor.advisor | Terrano, Galo Fernando | |
dc.contributor.author | Villamar Benavides, Diana Carolina | |
dc.date.accessioned | 2021-06-13T14:37:11Z | |
dc.date.available | 2021-06-13T14:37:11Z | |
dc.date.issued | 2021 | |
dc.identifier.uri | http://dspace.utb.edu.ec/handle/49000/9725 | |
dc.description | Credit is undoubtedly one of the oldest ways of giving value to an activity that requires a payment in the future, as well as being able to start a business or micro-business, it is there that financial institutions specialize in being able to help Clients of a certain sector, however, granting them an amount of money, can entail a very large responsibility, so that there is also the case of arrears, and it is required to be able to collect these credits so that it maintains its image. This work is done with the intention of providing options that allow entities to be able to solve their problem with the collections of each of the members of the San Antonio Savings and Credit Cooperative. This paper analyzes and focuses on the policies that the Cooperative has in order to improve the matter of collecting credits from members who belong to this financial institution, making each of them aware of the responsibility they face When dealing with delinquency, various analyzes are carried out and techniques are used so that the institution does not have losses and can gradually recover its loan portfolio. | es_ES |
dc.description | Credit is undoubtedly one of the oldest ways of giving value to an activity that requires a payment in the future, as well as being able to start a business or micro-business, it is there that financial institutions specialize in being able to help Clients of a certain sector, however, granting them an amount of money, can entail a very large responsibility, so that there is also the case of arrears, and it is required to be able to collect these credits so that it maintains its image. This work is done with the intention of providing options that allow entities to be able to solve their problem with the collections of each of the members of the San Antonio Savings and Credit Cooperative. This paper analyzes and focuses on the policies that the Cooperative has in order to improve the matter of collecting credits from members who belong to this financial institution, making each of them aware of the responsibility they face When dealing with delinquency, various analyzes are carried out and techniques are used so that the institution does not have losses and can gradually recover its loan portfolio. | es_ES |
dc.description.abstract | El crédito es sin lugar a dudas una de las formas más antiguas de dar valor a una actividad que requiere de un pago a futuro, al igual que poder emprender un negocio o microempresa, es allí donde las entidades financieras se especializan en poder ayudar a los clientes de un determinado sector, sin embargo, el otorgarles una cantidad de dinero, puede conllevar una responsabilidad muy grande, de manera que también se da el caso de las moras, y se requiere de poder cobrar dichos créditos para que la misma mantenga su imagen. Este trabajo se hace con intenciones de brindar opciones que permitan a las entidades a poder resolver su problema con los cobros de cada uno de los socios de la Cooperativa de ahorro y crédito San Antonio. En el presente trabajo se analiza y se enfoca a las políticas que tiene la Cooperativa para poder mejorar el asusto del cobro de los créditos de los socios que pertenecen a esta institución financiera, dando a conocer a cada uno de ellos la responsabilidad que se enfrentan al momento de tratar con la morosidad, para ello se realiza varios análisis y a su vez se utiliza técnicas para que la institución no tenga perdidas y pueda ir recuperando su cartera de crédito. | es_ES |
dc.format.extent | 26 p. | es_ES |
dc.language.iso | es | es_ES |
dc.publisher | BABAHOYO: UTB, 2021 | es_ES |
dc.rights | Atribución-NoComercial-SinDerivadas 3.0 Ecuador | * |
dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/ec/ | * |
dc.subject | Crédito | es_ES |
dc.subject | Pago | es_ES |
dc.subject | Métodos | es_ES |
dc.subject | Convenios | es_ES |
dc.title | Cobro de los créditos a los socios de la Cooperativa San Antonio S.A. Ltda. sucursal Mata de Cacao | es_ES |
dc.type | bachelorThesis | es_ES |