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Análisis del índice de morosidad de la cartera de crédito de la Cooperativa de Ahorro y Crédito San Antonio agencia Mata de Cacao periodo 2019-2020
| dc.contributor.advisor | Haz Cadena, Yomara Paola | |
| dc.contributor.author | Mena Muñoz, Briggitte Andrea | |
| dc.date.accessioned | 2021-06-10T16:49:32Z | |
| dc.date.available | 2021-06-10T16:49:32Z | |
| dc.date.issued | 2021 | |
| dc.identifier.uri | http://dspace.utb.edu.ec/handle/49000/9632 | |
| dc.description | The proposed investigation is developed in the San Antonio savings and credit cooperative in the Mata de Cacao agency of the Febres Cordero parish corresponding to the Babahoyo canton, Los Ríos province and includes an analysis of the delinquency rate of the loan portfolio during the period 2019-2020, since this institution has gained prestige in recent years but is constantly threatened by the non-payment of debts acquired with that institution as a result of microcredits and specific credits that generate problems for the entity such as: poor management in the placement of credits, over-indebtedness of partners, delay and lack of collection management and poor control of payments made, those that are a constant problem for the entity under study since the number of partners that are in default is increasing. The same that through a study and analysis will allow to determine the causes and effects that they have for the company through the use of analytical, descriptive and bibliographic research methods in addition to the use of the line of research corresponding to the career of accounting and auditing management, financial, administrative, tax, auditing and control. | es_ES |
| dc.description | The proposed investigation is developed in the San Antonio savings and credit cooperative in the Mata de Cacao agency of the Febres Cordero parish corresponding to the Babahoyo canton, Los Ríos province and includes an analysis of the delinquency rate of the loan portfolio during the period 2019-2020, since this institution has gained prestige in recent years but is constantly threatened by the non-payment of debts acquired with that institution as a result of microcredits and specific credits that generate problems for the entity such as: poor management in the placement of credits, over-indebtedness of partners, delay and lack of collection management and poor control of payments made, those that are a constant problem for the entity under study since the number of partners that are in default is increasing. The same that through a study and analysis will allow to determine the causes and effects that they have for the company through the use of analytical, descriptive and bibliographic research methods in addition to the use of the line of research corresponding to the career of accounting and auditing management, financial, administrative, tax, auditing and control. | es_ES |
| dc.description.abstract | La investigación planteada se desarrolla en la cooperativa de ahorro y crédito San Antonio en la agencia de Mata de Cacao de la parroquia Febres Cordero correspondiente al cantón Babahoyo, provincia de Los Ríos y comprende un análisis del índice de morosidad de la cartera de crédito durante el período 2019-2020, puesto que esta institución ha ganado prestigio durante los últimos años pero se ve constantemente amenazada por el impago de deudas adquiridas con esa institución producto de microcréditos y créditos específicos que generan problemas para la entidad tales como: la deficiente gestión en la colocación de créditos, sobreendeudamiento de los socios, retardo y falta de gestión de cobro y deficiente control de pagos efectuados, aquellos que son un problema constante para la entidad en estudio puesto cada vez es mayor el número de socios que incurren en mora. Los mismos que a través de un estudio y análisis permitirán determinar las causas y efectos que tienen para la empresa a través de la utilización de los métodos de investigación analítico, descriptivo y bibliográfico además de la utilización de la línea de investigación correspondiente a la carrera de contabilidad y auditoría gestión, financiera, administrativa, tributaria, auditoría y control. | es_ES |
| dc.format.extent | 36 p. | es_ES |
| dc.language.iso | es | es_ES |
| dc.publisher | BABAHOYO: UTB, 2021 | es_ES |
| dc.rights | Atribución-NoComercial-SinDerivadas 3.0 Ecuador | * |
| dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/ec/ | * |
| dc.subject | Morosidad | es_ES |
| dc.subject | Cartera vencida | es_ES |
| dc.subject | Índices de morosidad | es_ES |
| dc.title | Análisis del índice de morosidad de la cartera de crédito de la Cooperativa de Ahorro y Crédito San Antonio agencia Mata de Cacao periodo 2019-2020 | es_ES |
| dc.type | bachelorThesis | es_ES |
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