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Cartera vencida en la empresa Bell Novainser S.A del cantón Babahoyo durante el periodo 2021 – 2022.
| dc.contributor.advisor | Mosquera Sandoval, Diana Cecibel | |
| dc.contributor.author | Mosquera Carpio, Belky Solange | |
| dc.date.accessioned | 2023-11-17T00:36:07Z | |
| dc.date.available | 2023-11-17T00:36:07Z | |
| dc.date.issued | 2023 | |
| dc.identifier.uri | http://dspace.utb.edu.ec/handle/49000/15344 | |
| dc.description | The overdue portfolio refers to those credits or loans that a client or borrower has not paid within the agreed period. Therefore, the present investigation carried out in the Bell Novainser company of the Babahoyo Canton seeks to examine the overdue portfolio of the company during the period 2021 - 2022, to identify how it affects the liquidity of the company. For which the application of the Financial, Administrative, Tax, Audit and Control Management line of research was fundamental, which is based on recognizing that the problem of overdue loans in the company, and, in addition, the research subline " Audit and Control" since it plays an important role in the study of the overdue portfolio, because it will allow an in-depth analysis of the causes and factors that have contributed to the increase in the overdue portfolio in said period. Furthermore, it is essential to note that in this research it was chosen to use the deductive research approach, where, in addition, a descriptive methodology was used. This approach involved a detailed and systematic analysis of existing data on nonperforming loans, seeking to identify specific patterns, frequencies, and characteristics. | es_ES |
| dc.description | The overdue portfolio refers to those credits or loans that a client or borrower has not paid within the agreed period. Therefore, the present investigation carried out in the Bell Novainser company of the Babahoyo Canton seeks to examine the overdue portfolio of the company during the period 2021 - 2022, to identify how it affects the liquidity of the company. For which the application of the Financial, Administrative, Tax, Audit and Control Management line of research was fundamental, which is based on recognizing that the problem of overdue loans in the company, and, in addition, the research subline " Audit and Control" since it plays an important role in the study of the overdue portfolio, because it will allow an in-depth analysis of the causes and factors that have contributed to the increase in the overdue portfolio in said period. Furthermore, it is essential to note that in this research it was chosen to use the deductive research approach, where, in addition, a descriptive methodology was used. This approach involved a detailed and systematic analysis of existing data on nonperforming loans, seeking to identify specific patterns, frequencies, and characteristics. | es_ES |
| dc.description.abstract | La cartera vencida se refiere a aquellos créditos o préstamos que un cliente o prestatario no ha pagado dentro del plazo acordado. Por lo cual la presente investigación realizada en la empresa Bell Novainser del Cantón Babahoyo busca examinar la cartera vencida de la durante el periodo 2021 – 2022, para identificar como afecta en la liquidez de la empresa. Para lo cual fue fundamental la aplicación de la línea de investigación Gestión Financiera, Administrativa, Tributaria, Auditoría y Control la cual se basa en reconocer que la problemática de la cartera vencida en la empresa, y, además, se utilizó la sublínea de investigación "Auditoría y Control" ya que juega un papel importante para el estudio de la cartera vencida, debido a que permitirá analizar en profundidad las causas y factores que han contribuido al aumento de la cartera vencida en dicho período. Además, es fundamental señalar que en la presente investigación se optó por emplear el enfoque de investigación deductivo, donde, además, se empleó una metodología descriptiva. Este enfoque implicó un análisis detallado y sistemático de los datos existentes sobre la cartera vencida, buscando identificar patrones, frecuencias y características específicas. | es_ES |
| dc.format.extent | 38 p. | es_ES |
| dc.language.iso | es | es_ES |
| dc.publisher | Babahoyo: UTB-FAFI. 2023 | es_ES |
| dc.rights | Atribución-NoComercial-SinDerivadas 3.0 Ecuador | * |
| dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/ec/ | * |
| dc.subject | Cartera Vencida | es_ES |
| dc.subject | Evaluación crediticia | es_ES |
| dc.subject | Proceso de cobranza | es_ES |
| dc.subject | Liquidez | es_ES |
| dc.title | Cartera vencida en la empresa Bell Novainser S.A del cantón Babahoyo durante el periodo 2021 – 2022. | es_ES |
| dc.type | bachelorThesis | es_ES |
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