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Estudio del rendimiento financiero en la cooperativa de Ahorro y Crédito San Antonio agencia La Unión durante el periodo 2019 – 2020
| dc.contributor.advisor | Cabrera Coello, Bolívar Miguel | |
| dc.contributor.author | Badillo Almeida, Dayanna Belén | |
| dc.date.accessioned | 2022-05-05T19:32:13Z | |
| dc.date.available | 2022-05-05T19:32:13Z | |
| dc.date.issued | 2022 | |
| dc.identifier.uri | http://dspace.utb.edu.ec/handle/49000/11454 | |
| dc.description | The present study is directed to the analysis of the financial situation that the cooperative had during the period 2019 - 2020, taking into account the factors that occurred in the last year, that case study will be carried out in the San Antonio Savings and Credit Cooperative Ltda. Agency La Unión, where the impact and incidence of the pandemic on the economic solvency, financial performance and liquidity of this entity will be shown. The San Antonio Cooperative is dedicated to promoting the quality of life of its members through the financial services that this entity offers, thus being a main source of financing for its members' projects. The fundamental objective when carrying out this case study is to analyze the financial performance that the entity had in the pre- and post-pandemic period, which affected its liquidity, profitability and income and expenses so much, where some financial ratios were applied. The Covid-19 pandemic during the 2020 period has touched different points of the economy and finances around the world and the San Antonio cooperative was not exempt from this blow, in year-on-year terms the popular and supportive superintendence tells us that the deposits and the credit portfolio in the cooperatives of Ecuador have been superior in 2020, a year hit by the pandemic, the cooperatives present an increase in their credit and deposit portfolio compared to the 2019 period. The analysis of liquidity within financial institutions is very important, because it allows us to maintain control of its profitability and solvency. | es_ES |
| dc.description | The present study is directed to the analysis of the financial situation that the cooperative had during the period 2019 - 2020, taking into account the factors that occurred in the last year, that case study will be carried out in the San Antonio Savings and Credit Cooperative Ltda. Agency La Unión, where the impact and incidence of the pandemic on the economic solvency, financial performance and liquidity of this entity will be shown. The San Antonio Cooperative is dedicated to promoting the quality of life of its members through the financial services that this entity offers, thus being a main source of financing for its members' projects. The fundamental objective when carrying out this case study is to analyze the financial performance that the entity had in the pre- and post-pandemic period, which affected its liquidity, profitability and income and expenses so much, where some financial ratios were applied. The Covid-19 pandemic during the 2020 period has touched different points of the economy and finances around the world and the San Antonio cooperative was not exempt from this blow, in year-on-year terms the popular and supportive superintendence tells us that the deposits and the credit portfolio in the cooperatives of Ecuador have been superior in 2020, a year hit by the pandemic, the cooperatives present an increase in their credit and deposit portfolio compared to the 2019 period. The analysis of liquidity within financial institutions is very important, because it allows us to maintain control of its profitability and solvency. | es_ES |
| dc.description.abstract | El presente estudio esta direccionado al análisis de la situación financiera que tuvo la cooperativa durante el periodo 2019 - 2020, tomando en cuenta los factores que se presentaron en el último año, aquel estudio de caso será realizado en la Cooperativa de ahorro y crédito San Antonio Ltda. Agencia La Unión, donde se mostrara el impacto e incidencia que tuvo la pandemia en la solvencia económica, rendimiento financiero y liquidez de esta entidad. La Cooperativa San Antonio se dedica a promover la calidad de vida de sus socios mediante los servicios financieros que esta entidad ofrece, siendo así una fuente principal de financiamiento para los proyectos de sus socios. El objetivo fundamental al realizar este estudio de caso, es analizar el rendimiento financiero que tuvo la entidad en el periodo pre y post pandemia, que tanto se vio afectada su liquidez, rentabilidad e ingresos y gastos, en donde se aplicaran algunas razones financieras. La pandemia Covid-19 durante el periodo 2020, ha tocado a diferentes puntos de la economía y las finanzas en todo el mundo y la cooperativa San Antonio no quedo exenta de este golpe, en términos interanuales la superintendencia popular y solidaria nos dice que las captaciones y la cartera de crédito en las cooperativas del Ecuador han sido superiores en 2020, las cooperativas presentan un aumento de su cartera de créditos y depósitos en comparación del periodo 2019. El análisis de la liquidez dentro de las instituciones financieras es muy importante, porque nos permite mantener un control de la rentabilidad y solvencia de la misma. | es_ES |
| dc.format.extent | 33 p. | es_ES |
| dc.language.iso | es | es_ES |
| dc.publisher | Babahoyo: UTB-FAFI. 2022 | es_ES |
| dc.rights | Atribución-NoComercial-SinDerivadas 3.0 Ecuador | * |
| dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/ec/ | * |
| dc.subject | Rendimiento financiero | es_ES |
| dc.subject | Liquidez | es_ES |
| dc.subject | Gastos | es_ES |
| dc.subject | Ingresos | es_ES |
| dc.subject | Rentabilidad | es_ES |
| dc.title | Estudio del rendimiento financiero en la cooperativa de Ahorro y Crédito San Antonio agencia La Unión durante el periodo 2019 – 2020 | es_ES |
| dc.type | bachelorThesis | es_ES |
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